DBP Offers RTB 32 With 6.875% Interest Rate and ₱5,000 Minimum Investment

 

The Development Bank of the Philippines (DBP) is encouraging Filipinos to consider the latest Retail Treasury Bond issuance as an accessible investment option offering a relatively short holding period and competitive returns.

Known as RTB 32, the latest government bond offering allows individuals to invest with as little as ₱5,000. Investors can earn an interest rate of up to 6.875 percent gross annually, with payments distributed every quarter over the 2.5-year tenor.

DBP President and CEO Michael de Jesus said the issuance gives ordinary investors an opportunity to participate in a government-backed investment without committing funds for an extended period. The shorter maturity, combined with quarterly interest payments, may appeal to savers seeking an alternative to leaving excess funds idle.

The offering is part of the Bureau of the Treasury’s 25th anniversary celebration of the RTB program. DBP is serving as one of the joint lead issue managers for the latest issuance.

Investors have until October 7, 2026, to participate in the public offering. The bonds are scheduled for issuance and settlement on October 12, 2026, and will mature on April 12, 2029.

The Bureau of the Treasury is also implementing a bond switch program alongside RTB 32. Eligible holders of existing government securities may exchange their bonds for the new issue while still receiving accrued interest up to the issuance date.

DBP said interested investors can purchase RTB 32 through any of its 153 branches nationwide.

With assets ranking it among the country’s largest banks, DBP focuses its lending support on infrastructure and logistics, micro, small and medium enterprises, environmental initiatives, and social services and community development.

The bank said the latest RTB offering also supports broader efforts to expand financial participation among Filipinos, giving more individuals a direct avenue to invest in government securities while contributing to the country’s economic development agenda.